What can you tell us about the wisdom in closing this account?
The Answer: My first question for you: Why do you want to close it so badly?
I can tell you generically that closing this account will not help your score.
That is for the benefit of the payer, so that they don't have to monitor their account for more than 6 months for a bloody cheque to come out (should the payee be slow in depositing it).
Cheques deposited individually at a teller are usually caught and the post date is made obvious to the depositor at which point they have the option of holding on to the cheque until it is due to be deposited or the bank can diarize it to be deposited on the date.(Closing one of your oldest accounts, particularly if you don't have many accounts, will hurt you.) a C/ How many other credit lines do you have?